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CCIR Compute Credit
Index Research
Credit · Tracked as filed as of 2026-08-18

Cipher Mining

CCIR tracks 8 instruments issued by Cipher Mining (CIFR): credit facility, bond, convertible. Every row traces to a primary document. Sizes are as filed and are not additive across the capital stack.

Fixed coupons at issue
Filed coupon, by issue date · hollow = convertible (the coupon is not the whole return) · window May 2025 – Jun 2026
2% 4% 6% 8% Jul '252026Jul '26 conv 1.75% '30conv 0% '317.125% '306.125% '316% '31

Capital stack by borrower

Which entity owes what, as filed. Facilities raised in a subsidiary sit on that subsidiary's assets; the parent's own paper sits beside them, senior to nothing below it.

BorrowerInstrumentSize $mRate
Cipher Mining (parent level) Coinbase overnight facility 25 Undisclosed
Revolving Credit Facility (parent) 200 S+1.75%
0.00% Convertible Senior Notes due 2031 1,300 0%
1.75% Convertible Senior Notes due 2030 172.5 1.75%
Two Prime facility 100 Undisclosed
Stingray Compute LLC 6.000% Senior Secured Notes due 2031 — Stingray 810 6%
Black Pearl Compute LLC 6.125% Senior Secured Notes due 2031 — Black Pearl 2,000 6.125%
Cipher Compute LLC 7.125% Senior Secured Notes due 2030 — Barber Lake 1,733 7.125%

Instruments

Coinbase overnight facility

Credit facility $25m Undisclosed Pre-2025
Seniority
Secured, short-term
Maturity
Open / on demand
Collateral
BTC transferred to lender (rehypothecable)
Lenders
Coinbase Credit, Inc.
Pricing
Fed-funds-based; 9.5% weighted average when last drawn YE2024
Terms
$25M line; $0 drawn

Source: 10-K 2/24/26 · document

6.000% Senior Secured Notes due 2031 — Stingray

Bond $810m 6% Entered 2026-06-15
Borrower
Stingray Compute LLC (issuer)
Seniority
Senior secured, subsidiary-level; parent completion guarantee
Maturity
2031-06-15
Collateral
1st liens + equity; Stingray (70 MW IT, Andrews TX) leased to AWS
Lenders
Morgan Stanley (representative) · Wilmington Trust (trustee)
Pricing
Amortizes to target DSCR
Terms
Issued at 99.750

Source: 8-K 6/15/26; pricing 8-K 6/9/26 · document

Revolving Credit Facility (parent)

Credit facility $200m S+1.75% Entered 2026-03-23
Seniority
Senior secured 1st-priority (pari passu with Barber Lake notes on certain collateral)
Maturity
2030-03-23 — Initial maturity 2030-03-23 (fourth anniversary); springs to 91 days before the 1.750% 2030 converts' maturity if they, or near-dated refinancing, remain outstanding then.
Collateral
Substantially all Company assets; minimum-liquidity $100M→$200M
Lenders
MS Senior Funding (lead left) · Santander · GS Lending Partners · JPMorgan · SMBC · Wells Fargo
Pricing
SOFR + 1.25-1.75% grid on consolidated total debt to market capitalization (breakpoints 0.30x and 0.60x); initial 1.75% holds until the Q3 2026 compliance certificate; 0.00% floor; 0.50% commitment fee; default rate +2%
Terms
$200M commitments plus a $50M accordion (with prepayment reload); $0 drawn 3/31/26; $50M letter-of-credit sublimit inside the facility. Liquidity covenant in three steps keyed to project commencement: $100M until the first of the Barber Lake and Black Pearl facilities commences, $150M after the first, $200M after the second; quarterly-tested with an equity cure, and undrawn revolver capacity counts toward liquidity. Borrower is Cipher Digital Inc.; guarantors are the borrower and its restricted-subsidiary loan parties. Pari passu with the Barber Lake notes (7.125% due 2030, capped at $1,733M) on shared collateral via the indenture-form intercreditor.

Source: 8-K 3/25/26, credit agreement filed as EX-10.1, acc 0000950103-26-004609 · document

6.125% Senior Secured Notes due 2031 — Black Pearl

Bond $2,000m 6.125% Entered 2026-02-11
Borrower
Black Pearl Compute LLC (issuer)
Seniority
Senior secured, subsidiary-level; parent completion guarantee
Maturity
2031-02-15
Collateral
1st liens + equity; Black Pearl (300 MW, Wink TX) under 15-yr Amazon Data Services lease
Lenders
Morgan Stanley (representative) · Wilmington Trust (trustee)
Pricing
7.00%/yr amortization post-completion

Source: 8-K 2/11/26 · document

7.125% Senior Secured Notes due 2030 — Barber Lake

Bond $1,733m 7.125% Entered 2025-11-13
Borrower
Cipher Compute LLC (issuer)
Seniority
Senior secured, subsidiary-level; parent completion guarantee
Maturity
2030-11-15
Collateral
1st liens + equity + Fluidstack lockbox; Google warrant pledge; Barber Lake (Colorado City TX) 10-yr Fluidstack lease with Google backstop
Lenders
Morgan Stanley (representative, 144A) · Wilmington Trust (trustee)
Pricing
Post-completion amortization + 50% excess-cash-flow offers
Terms
$1,400M + $333M add-on

Source: 8-K 11/13/25; add-on 8-K 11/24/25 · document

0.00% Convertible Senior Notes due 2031

Convertible $1,300m 0% Entered 2025-09-30
Seniority
Senior unsecured
Maturity
2031-10-01
Lenders
144A; U.S. Bank Trust Co. (trustee)
Pricing
Effective 6.89%; conversion ~$16.03; capped calls to $23.32

Source: 8-K 10/1/25 · document

1.75% Convertible Senior Notes due 2030

Convertible $172.5m 1.75% Entered 2025-05-22
Seniority
Senior unsecured
Maturity
2030-05-15
Lenders
Registered; Morgan Stanley (representative)
Pricing
Conversion ~$4.45

Source: 8-K 5/22/25 · document

Two Prime facility

Credit facility $100m Undisclosed Entered 2025
Seniority
Secured
Maturity
Undisclosed
Collateral
Company BTC in triparty account
Lenders
Two Prime Lending Limited
Terms
$100M; never drawn

Source: 10-K; Q1-26 10-Q · document

Collateral classes on this page: out, operator_campus. The full ledger, with every issuer and the derived credit series, is on Compute Credit.